Conveyancing Calculator

Use our Transfer Calculator to gauge property transfer costs with precision, or determine bond/mortgage expenses with our specialized Bond/Mortgage Calculator. 

Transfer Calculator Bond Calculator
The sum of the purchase price plus all related transfer costs, provides an indication of how much you shall be committed financially to buying this property.

Total Transfer Costs: Including VAT.

Total (Purchase Price + Transfer Costs): The sum of the purchase price and all associated transfer costs, providing the complete financial commitment for acquiring the property.

Cost Breakdown:
Unpack the various fees involved in your property transfer, each itemized for clear understanding of your total cost.

Transfer Duty: Tax levied on property sales, based on property value.

Transfer Fee: Fee for transferring property ownership from seller to buyer.

VAT on Fee: Value Added Tax charged on the transfer fee.

Deeds Office Fee: Fee for property transfer registration at the Deeds Office.

Rate Certificate: Fee for obtaining a rates clearance certificate from the local municipality.

Disbursements: Expenses incurred during the transfer process, eg postage and copying.

FICA: Fee for compliance with the Financial Intelligence Centre Act.

Enter your desired loan amount, typically the property price minus any deposit. This determines the bond costs.

Total Bond Costs: Including VAT

R 0

Total (Loan Amount + Bond Costs): The sum of the loan amount and all associated bond registration costs, providing the complete financial commitment for the bond/mortgage.

R 0
Bond Cost Breakdown:
Breakdown of the various fees involved in your bond/mortgage, itemized for a clear understanding of your total cost.

Bond Fee: Fee associated with the creation of a bond/mortgage.

VAT on Fee: Value Added Tax charged on the bond fee.

Deeds Office Fee: Fee for bond registration at the Deeds Office.

Disbursements: Expenses incurred during the bond registration process, e.g. postage and copying.

Disclaimer
  • The ancillary costs will vary based on location.
  • Provision needs to be made by the user for advance municipal charges over the property (usually 3 months in advance).
  • For Sectional Title acquisitions, there are additional charges: provision for advance monthly levy payment should be made by the client as well as additional charges for more than one Unit and/or Exclusive Use Areas being purchased.
  • Conveyancing costs are increased annually.
  • All estimated calculations done here are provided for general information purposes only and do not constitute professional advice. We do not warrant the correctness of this information. For more accurate calculations, please contact us.